I do know what I'm told are the risks, however, there often seems to be limited understanding of the difference between probability and possibility. It is possible I will be hacked but not very probable. Whilst anti-virus and anti-malware are available I'll be sticking with W7, once that changes I may have to review the situation.
Chrome has already told me it won't update any further and I'm fine with that because I don't use Chrome.
My approach to a new PC for the past several decades has been wipe, install the OS , remove crud, load any updates I want and turn off auto updates. Its worked with no infections.