okay after a lot of testing / rebuilding i fixed it.....
so if you have the issue as mentioned above, this is how i fixed it.
1. ensure the PI is in the same workgroup your server is, if not then edit the samba.config file in storage/config dir
2. reboot the PI
3. open file manager on the PI add a new source, select SMB and test your workgroup to make sure you can see the server listed
4. if all your shares are hidden create and share a directory on your windows box
5. retest step 3 but then but after selecting the server in your workgroup then select the newly created directory
6. enter a username and password (saving it) and you should be able to now see inside the directory
7. now open up passwords.xml in storage/.kodi/userdata and you should have
<passwords>
<path>
<from pathversion="1">smb://HTPC/</from>
<to pathversion="1">smb://USERNAME: PASSWORD@HTPC/</to>
</path>
</passwords>
8. last step i did was to add the IP also like the following
<passwords>
<path>
<from pathversion="1">smb://HTPC/</from>
<to pathversion="1">smb://USERNAME: PASSWORD@HTPC/</to> ( no space between : and P, put them together and you get 
)
</path>
<path>
<from pathversion="1">smb://192.168.1.50/</from>
<to pathversion="1">smb://USERNAME: PASSWORD@HTPC/</to>
</path>
</passwords>
9. reboot and voila all the pics are now there and all files play as they should
