It's a tough choice.
Yes, RPi5 feels definitely snappier and has a lot more grunt but it also needs more power (esp. with H264 media which needs to be software decoded) so it will get hotter. We still have to see how that works out in practice with people putting the RPi5 in a case. I suspect the fan will kick in quite often.
Availability is another issue in the next couple of months, RPi4 is on stock everywhere but I don't expect the RPi5 to be broadly available until spring next year (eg mouser currently says the'll have about one thousand RPi5 4GB models - which is next to nothing - available end of January).
so long,
Hias