I've tried two different cables, and as I said raspbian worked fine (didn't try a gui though). I just assumed that when I soft resetted, it put the default configs, or something, for 9.2 in where the 9.1 configs were and that's what killed it. Once it started working, it was solid until I did that.
>> 10 minutes later >>
While I was typing that, it occurred to me to try disconnecting the fan and seeing if I could get through the setup then. It worked. Once I got through the setup, I could reconnect the fan and everything is fine. Don't know what that says about either hardware of software, but I'm rockin' and rollin' now. So scratch the above ...